Equity!
I heard this rumor that the economy is bad. Something about risky lending, Wall Street irresponsibility, people buying houses they couldn’t afford, etc. Well I would like to thank lenders for being irresponsible, because without it, there’s no way they would have given me a zero-down loan to buy my house. I suppose the difference between me and the people buying $900,000 houses in So Cal is that I found a reasonably-priced house in a somewhat stable market and because of my self-employed status my earning potential is variable. My situation worked out quite well actually, and even in the miserable market, I still owe less on my house than it’s worth! Of course that is in large part to the non-stop improvements I’ve been making using slave free labor of the best dude ever. So I figured even the collapse of the housing market was no reason to stop now (and I’d already bought all the wood for a deck and installed an awkward door,) so here’s what we did this weekend.
BEFORE:
I wish a had a true before picture of the back of the house, when it was yellow and didn’t have the door, but if I took one, I can’t find it.
AFTER:


Nice deck. Just in time for winter!
I heard on HGTV that miniramps add like $15,000 in equity.
i dig the double-wide.